Disclaimer

Last updated 17 October 2026.

Not legal or financial advice

HomesForSaleByOwner.net publishes general information about for-sale-by-owner sales and purchases in the US. Nothing on this site is legal, tax, financial, lending or real estate advice, and reading it does not create a lawyer-client or agent-client relationship.

State law differs

Real estate contracts, disclosures, closings and owner financing are governed largely by state and local law, which differs from place to place and changes over time. Federal rules, such as the lead-based paint disclosure rule and the Fair Housing Act, also apply. Always check the official source and your state's current rules.

Get professional help for your own deal

Before you sign a contract, give a disclosure, lend money or close a sale, talk to a real estate attorney licensed in your state. For tax questions, ask a tax professional or see the IRS guidance we link. First-time buyers can use a HUD-approved housing counselor.

No listings, no endorsements

We do not list homes or recommend particular agents, lenders, inspectors or services. Mentions of types of services, such as flat-fee MLS listings or title companies, describe how the process works and are not endorsements.

Errors

If you find a mistake, please tell us and we will correct it.